Need Emergency Funding?
24-hour response for urgent deals
Flexible Capital That Grows With You
Revenue-Based Financing (RBF) is a modern funding model where capital is provided in exchange for a fixed percentage of future gross revenues. Unlike a loan with a fixed payment, your payments fluctuate with your sales. If you have a slow month, you pay less. It aligns our success with yours.
Why Choose Our Revenue-Based Financing?
Designed to solve real business challenges with speed and flexibility.
Cash Flow Friendly
Payments are a percentage of sales, protecting your cash flow.
No Equity Dilution
Get growth capital without giving up ownership shares.
Scalable Funding
As your revenue grows, you can access more capital.
Fast Access
Funding decisions made in days, not months.
Key Features
- Funding up to $1 Million
- Remittance rates from 2% to 10%
- No personal guarantee options
- No maturity date (paid when revenue is generated)
- Simple paperwork
Eligibility Requirements
- SaaS, E-commerce, or Recurring Revenue model
- $10,000+ monthly recurring revenue (MRR)
- Positive growth trends
- Payment processor integration (Stripe, PayPal, etc.)
How It Works
Simple, transparent, and fast.
Connect Accounts
Securely connect your bank and payment processor.
Data Analysis
Our algorithm analyzes your revenue trends.
Offer
Receive a funding offer based on your MRR.
Fund
Capital deposited, repayment starts automatically.
Common Use Cases
Ad Spend Scaling
Pouring fuel on a profitable Facebook ad campaign.
Hiring Sales Staff
Bringing on new account executives to close more deals.
Inventory for Q4
Stocking up for Black Friday based on projected sales.
"RBF was perfect for our SaaS company. We didn't want to sell equity to VCs yet. Cinch gave us the capital to hire two devs, and we pay it back as we grow."
Mark Davis
CEO, CloudSync App
Frequently Asked Questions
Ready to Fund Your Growth?
Join thousands of business owners who trust Cinch Lending for their capital needs.
Ready to Grow?
Fill out the form below to get started. One of our funding specialists will reach out to discuss your options.
Fast Response
We typically respond within 1 hour during business hours.
Secure Process
Your data is encrypted and protected.
No Obligation
Requesting information is free and non-binding.