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Commercial Real Estate Financing

Apartment Building Financing

Secure competitive financing for multi-family apartment buildings with flexible terms and high loan-to-value ratios. Our apartment building loans are designed for investors and owner-occupants looking to purchase, refinance, or renovate residential properties with 5+ units.

Loan Amount

$500K - $50M+

Max LTV

Up to 80%

Loan Term

5-30 years

Interest Rate

Starting at 5.5%

Why Choose Our Apartment Building Loans?

Loan-to-Value (LTV) ratios up to 80%

Long-term fixed rates available

Cash-out refinancing options

Non-recourse loans available for qualifying properties

Fast approval and closing process

Key Features

  • Loan amounts from $500K to $50M+
  • Terms from 5 to 30 years
  • Competitive interest rates based on property performance
  • Interest-only payment options
  • Assumable loans available

Typical Uses

  • Purchase of apartment buildings (5+ units)
  • Refinancing existing apartment loans
  • Cash-out for renovations or improvements
  • Portfolio acquisitions
  • Value-add investment properties

Eligibility Requirements

  • Property must have 5+ residential units
  • Debt Service Coverage Ratio (DSCR) of 1.25 or higher
  • 660+ FICO score
  • Experienced property management or track record
  • Down payment of 20-30%

Ready to Finance Your Apartment Building?

Get started with a free consultation and pre-qualification. Our team of commercial real estate financing experts is ready to help.

Apply for Fast Business Funding

Complete the form to get started with your commercial loan application. A Cinch Lending funding specialist will contact you within 1 hour to discuss your business financing options.

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Fast Response

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Secure Process

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No Obligation

Requesting information is free and non-binding.