Apartment Building Financing

Secure competitive financing for multi-family apartment buildings with flexible terms and high loan-to-value ratios. Our apartment building loans are designed for investors and owner-occupants looking to purchase, refinance, or renovate residential properties with 5+ units.

Loan Amount

$500K - $50M+

Max LTV

Up to 80%

Loan Term

5-30 years

Interest Rate

Starting at 5.5%

Why Choose Our Apartment Building Loans?

Loan-to-Value (LTV) ratios up to 80%

Long-term fixed rates available

Cash-out refinancing options

Non-recourse loans available for qualifying properties

Fast approval and closing process

Key Features

Loan amounts from $500K to $50M+
Terms from 5 to 30 years
Competitive interest rates based on property performance
Interest-only payment options
Assumable loans available

Typical Uses

Purchase of apartment buildings (5+ units)
Refinancing existing apartment loans
Cash-out for renovations or improvements
Portfolio acquisitions
Value-add investment properties

Eligibility Requirements

Property must have 5+ residential units
Debt Service Coverage Ratio (DSCR) of 1.25 or higher
660+ FICO score
Experienced property management or track record
Down payment of 20-30%

Ready to Finance Your Apartment Building?

Get started with a free consultation and pre-qualification. Our team of commercial real estate financing experts is ready to help.

Ready to Grow?

Fill out the form below to get started. One of our funding specialists will reach out to discuss your options.

Fast Response

We typically respond within 1 hour during business hours.

Secure Process

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No Obligation

Requesting information is free and non-binding.