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Commercial Real Estate Financing

Commercial Construction Financing Solutions

Secure competitive financing for commercial construction properties with flexible terms and competitive rates. Our specialized loan programs are designed to meet the unique needs of commercial construction owners and investors.

Loan Amount

$250K - $50M+

Max LTV

Up to 75%

Loan Term

5-30 years

Interest Rate

Starting at 5.5%

Why Choose Our Commercial Construction Loans?

Competitive interest rates

Flexible loan terms

Fast approval process

Experienced underwriting team

Customized financing solutions

Key Features

  • Loan amounts tailored to property value
  • Terms from 5 to 30 years
  • Fixed and variable rate options
  • Interest-only periods available
  • Recourse and non-recourse options

Typical Uses

  • Commercial Construction property acquisition
  • Commercial Construction refinancing
  • Property improvements and renovations
  • Cash-out refinancing
  • Portfolio expansion

Eligibility Requirements

  • Commercial property with stable cash flow
  • Debt Service Coverage Ratio (DSCR) of 1.25 or higher
  • 660+ FICO score
  • Property management experience preferred
  • Down payment of 25-30%

Ready to Finance Your Commercial Construction?

Get started with a free consultation and pre-qualification. Our team of commercial real estate financing experts is ready to help.

Apply for Fast Business Funding

Complete the form to get started with your commercial loan application. A Cinch Lending funding specialist will contact you within 1 hour to discuss your business financing options.

1

Fast Response

We typically respond within 1 hour during business hours.

2

Secure Process

Your data is encrypted and protected.

3

No Obligation

Requesting information is free and non-binding.