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Commercial Real Estate Financing

Office Building Financing

Comprehensive financing solutions for office buildings of all sizes, from small professional buildings to large corporate towers. Our office building loans support owner-occupants and investors with competitive rates and flexible structures.

Loan Amount

$250K - $75M+

Max LTV

Up to 80%

Loan Term

5-30 years

Interest Rate

Starting at 5.25%

Why Choose Our Office Building Loans?

Owner-occupied and investment properties

Loan-to-Value ratios up to 80%

Long-term fixed rate options

SBA 504 programs available

Fast closing for qualified borrowers

Key Features

  • Loan amounts from $250K to $75M+
  • Terms from 5 to 30 years
  • Competitive rates for Class A properties
  • Interest-only options available
  • Recourse and non-recourse structures

Typical Uses

  • Office building purchases
  • Owner-occupied office financing
  • Investment property acquisitions
  • Refinancing existing office loans
  • Tenant improvement financing

Eligibility Requirements

  • Office building with stable occupancy
  • DSCR of 1.25 or higher
  • 660+ FICO score
  • Property management experience
  • Down payment of 20-30%

Ready to Finance Your Office Building?

Get started with a free consultation and pre-qualification. Our team of commercial real estate financing experts is ready to help.

Apply for Fast Business Funding

Complete the form to get started with your commercial loan application. A Cinch Lending funding specialist will contact you within 1 hour to discuss your business financing options.

1

Fast Response

We typically respond within 1 hour during business hours.

2

Secure Process

Your data is encrypted and protected.

3

No Obligation

Requesting information is free and non-binding.