Need Emergency Funding?

24-hour response for urgent deals

CL
Cinch LendingFunding Made Simple

Commercial Real Estate Financing

Retail Property Financing

Flexible financing for retail properties including shopping centers, strip malls, standalone retail buildings, and mixed-use retail spaces. Our retail loans accommodate various property types and tenant structures.

Loan Amount

$500K - $50M+

Max LTV

Up to 75%

Loan Term

5-25 years

Interest Rate

Starting at 5.75%

Why Choose Our Retail?

Single-tenant and multi-tenant properties

Loan-to-Value ratios up to 75%

Anchor tenant consideration

NNN lease financing available

Competitive rates for strong locations

Key Features

  • Loan amounts from $500K to $50M+
  • Terms from 5 to 25 years
  • Fixed and adjustable rates
  • Interest-only payment options
  • Portfolio financing available

Typical Uses

  • Shopping center acquisitions
  • Strip mall financing
  • Standalone retail buildings
  • Mixed-use retail properties
  • Retail refinancing

Eligibility Requirements

  • Retail property with stable tenancy
  • DSCR of 1.25 or higher
  • 660+ FICO score
  • Strong location and demographics
  • Down payment of 25-30%

Ready to Finance Your Retail?

Get started with a free consultation and pre-qualification. Our team of commercial real estate financing experts is ready to help.

Apply for Fast Business Funding

Complete the form to get started with your commercial loan application. A Cinch Lending funding specialist will contact you within 1 hour to discuss your business financing options.

1

Fast Response

We typically respond within 1 hour during business hours.

2

Secure Process

Your data is encrypted and protected.

3

No Obligation

Requesting information is free and non-binding.