Need Emergency Funding?
24-hour response for urgent deals
We believe every business deserves a chance to grow. Our specialized department turns "no" into "yes" with dignity and speed.
At Cinch Lending, we understand that a credit score or a past financial hurdle doesn't define the potential of your business. That's why we have established a Specialized Funding Department dedicated exclusively to handling difficult loans and challenging credit situations.
Our team has a high level of success working with these unique scenarios because we look beyond the numbers. We analyze the full picture of your business's health, potential, and resilience.
Proven track record of funding businesses that others turned away.
Access to specialized lenders who understand and embrace complex stories.
"We treat every client with the same level of respect, urgency, and professional care—regardless of credit history. You are not a 'high-risk file' to us; you are a partner building a business."
No credit pull. No personal info required. See where you stand in 30 seconds.
Answer 4 simple questions to see which of our specialized programs might be a fit for your business.
Few things are more stressful than a lender backing out days before closing due to "unforeseen circumstances." At Cinch Lending, we specialize in rescue lending and loan fallout recovery. We step in when others step out.
Our vast network of unique, niche lenders allows us to pick up the pieces immediately. Whether it's a sudden change in underwriting guidelines or a bank freezing up, we have the agility to secure emergency bridge loans or traditional commercial financing to save your deal.
We don't wait for committees. We speak directly to the lenders who write the checks.
We can deploy a Bridge Loan in as little as 48 hours to close the deal, then work on refinancing you into a long-term traditional loan.
We look at the asset value and the exit strategy, not just a rigid checklist that kills deals.
Our rescue funding specialists are standing by. Get a response within 1 hour.
Available 24/7 for urgent funding needs • No obligation consultation
Our niche lenders allow us to close loans for a wide variety of challenging circumstances.
Low FICO scores due to past personal or business hardships don't automatically disqualify you here.
We have partners who can work around open tax liens or help structure financing to resolve them.
If you're maxed out on other credit lines, we look at your cash flow and revenue potential instead.
We fund 'high-risk' industries that traditional banks often blacklist, from logistics to construction.
Post-discharge financing options are available to help you rebuild and restart.
Revenue fluctuations are normal. We annualize your income to find the true strength of your business.
Clear answers for complex situations.
Complete the form to get started with your commercial loan application. A Cinch Lending funding specialist will contact you within 1 hour to discuss your business financing options.
We typically respond within 1 hour during business hours.
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Requesting information is free and non-binding.